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Insurance info request (UK)



Does anyone have any views/advice to offer on band insurance 
in the UK? 

What to avoid, good deals/companies/policies?  We're definitely 
at the lower end of the valuation scale, but we have a few good 
instruments. The subject of insurance came up at the committee 
meeting, and no-one knew very much about band/instrument insurance. 

Should we get insurance at all, what should we insure against, 
what about members' own instruments used at our concerts, guest 
players' instruments etc? 

Thanks in advance,

Tom Sheridan
Percussionist, Failsworth Band
Manchester UK


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