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Re: Lost Horn and the wider issues

To: brass-band@xxxxxxxxxxxxxxxxxx
Subject: Re: Lost Horn and the wider issues
From: Steve Larwood <larwood@xxxxxxxxxxxxxxxx>
Date: Mon, 22 Feb 1999 16:50:53 +0000
Organization: ProActif
Priority: low
References: <3.0.1.32.19990222080336.006a05a4@mail.it.cosworth.co.uk>
Reply-to: brass-band@xxxxxxxxxxxxxxxxxx

I pay subs too ("one of your english pounds a week").  So do my son and
daughter.  We all have our own instruments because we choose to and are
fortunate enough to be able to afford them <just>.  This attitude that
"the band owes me a hobby because Im good/kind/whatever enough to play
for it" is part of our national brass-bander's affliction, IMO.  I am of
course truly sorry that Heidi lost her instrument but I think the major
failing of her band to her was not in expecting it to be replaced, but
in not spelling out the risks BEFOREHAND that were to be borne by the
band and the risks to be borne by the player before the incident
occurred.

If the responsibilities are spelt out fully, a player can decide whether
they want to play for the band and want to insure the band's instrument
or want to buy their own.  Or play for another band that is more
lenient/forgiving/rich/ignorant.

Melbourne Town Band does have "insurance" but does not currently have a
clear policy - for no reason other than we have not hitherto thought
about it - and courtesy of Heidi's unfortunate experience (again Heidi,
I am very sorry for your loss and think we should cut thieves' hands
off), I hope to ensure we get one (a policy that is, not a thief).

Steve Larwood
Euphonium, Melbourne Town Band
http://www.proactif.co.uk/mtb.htm

Paul Williams wrote:

> 
> Hello List,
> 
> Heidi, sorry hear about your lose.  The band I play for also had an
> instrument stolen last year.  It was left on the back sit of the car over
> night,  and hence not there in the morning.
> 
> This brought up the subject of insurance.  I play the Eb bass and have
> refused to take it away from the band room, on the basis that I play subs
> to the band and the band should cover me for every eventuality.  I have
> also stop carrying the percussion.
> 
> As it turns out the bands insurance covers the instrument from the band
> room to house and from the house to the bandroom and to engagements.  They
> expect your house insurance to cover the instrument whilst in your house.
> I still refused to do this and now they tell us it is also covered under
> the band insurance.  I still question this !
> 
> So under this case if your instrument was in the car and you were on the
> way to band practice or an engagement and you just had to pop back into the
> house because you had forgotten your music, came back out to the car and
> your instrument wasn't there.  Where would you stand with you insurance ??
> 
> Hope you get things resolved.
> 
> Paul Williams
> (A Welshman living in England)

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References:
- RE: Lost Horn
  - From: Paul Williams

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